1 thought on “Who is a high -quality customer for bank loans?”

  1. Who is a high -quality customer for bank loans? Nowadays, many banks have issued discounts about loan identification standards and interest rate discounts. So, who is a high -quality customer of bank loans? "High -quality customers" are one of the most common thresholds for banks. X0DX0A excellent occupation includes (excluding sales income to become a major income personnel): X0DX0A 1. Civil servants: refers to the staff who perform public office in accordance with the law in accordance with the law, include state administrative preparation, and shall pay wages and welfare by the state's fiscal wages, including: Except for judicial judges and prosecutors, except for active duty soldiers; X0DX0A 2. Public welfare institutions: referring to schools, hospitals and other public welfare institutions incorporated into the business preparation, and staff of all or part of the salary and benefits of the state; X0DX0A 3. Social public institutions: Refers to the formal staff of social public institutions. Social public institutions refer to the state -owned units that have products or services that have affirmed goals, scale, and systems that have affirmed goals, scale and systems, and have an impact on social development. Including water supply, water -saving, drainage, electric power, heating, gas supply, public transportation, public transportation, telecommunications, postal, environmental sanitation, port, airport, underground public facilities, and other public utilities; X0DX0A 4. official staff of listed companies : Listed companies include domestic and foreign listed companies, social public institutions, and subsidiaries of listed companies in the financial industry. But does not include subordinate companies, ST listed companies, and GEM companies of other listed companies. And foreign listed companies need to be confirmed by credit reporters inquiry; X0DX0A 5. Financial industry staff: official staff of banks, securities companies, and insurance companies; The data confirmed that the top three in the industry), such as tobacco companies, etc., such as tobacco companies. Persons except X0DX0A's above provisions must be identified as excellent occupations by the bank's retail risk management department. If the loan is a staff member of the above company and has good credit records, the chance of getting bank loans is very high.

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